Financial scams are on the rise—and the elderly are often the prime targets. At Wilson Accounting Group, we’ve seen firsthand how fraudsters exploit confusion around Social Security, tax liabilities, and even local law enforcement to trick individuals into giving up sensitive financial information.

If you or a loved one is 60 or older, it’s more important than ever to stay informed and protect your personal data. Here’s what you need to know about the most common scams we’re seeing—and how to protect yourself.

One of the most dangerous scams involves someone impersonating the Social Security Administration (SSA). Victims may receive a phone call, email, or letter that appears official, warning them that:

• Their Social Security number has been “suspended” or compromised
• There is a legal issue or tax debt associated with their Social Security account
• Immediate payment or personal information is required to resolve the issue

Fact Check: The SSA will never threaten arrest or demand immediate payment by gift card, wire transfer, or over the phone.

These scammers often create a fake paper trail—including forged documents, case numbers, or even letters that mimic government formatting—to appear legitimate. Some may even “spoof” local law enforcement or IRS numbers on caller ID.

Another increasingly common scam is a call from someone claiming to be from the Sheriff’s Department, stating there’s an outstanding warrant due to unpaid taxes, missed jury duty, or Social Security violations.

The scammers may:

• Demand immediate payment to avoid arrest
• Request sensitive financial information
• Threaten to send law enforcement to your home

Reminder: Law enforcement will never call to demand payment or threaten arrest over the phone. If there’s a legitimate issue, you’ll receive official communication by mail or in person.

Scammers also target the elderly by claiming to be from the IRS or a tax resolution service. These scams often occur during or after tax season and may include:

• Demands for payment on fake back taxes
• False notifications of a refund or audit
• Emails with fake IRS logos asking you to “verify” your information

If you provide your Social Security number, banking details, or past tax documents, the scammers can quickly commit identity theft or drain your accounts.

At Wilson Accounting Group, we encourage our clients—especially seniors and their families—to take the following steps:

Never give financial information over the phone or email unless you initiated the contact.

Be skeptical of urgent or threatening language. The IRS, SSA, and local law enforcement don’t operate this way.

Hang up and call the official number directly. For example:

• IRS: 800-829-1040
• SSA: 800-772-1213
• Local Sheriff’s Office: Use the number from their official county website

Work with a trusted tax professional who knows your financial situation and can spot red flags.

If you or a loved one receives a suspicious notice, phone call, or email, let us help. We can:

• Review any documentation you receive for authenticity
• Contact the IRS or SSA on your behalf, if needed
• Help secure your accounts if your information has been compromised
• Advise you on creating a paper trail for legitimate financial communications

Scammers are getting smarter—but so can you. Share this post with elderly family members, caregivers, or anyone who may be vulnerable to these tactics. And remember: when in doubt, call us first.